merger
Bank Mergers Aren’t Raising Your Mortgage Rate
In new research examining 44 million U.S. mortgages and nearly 5,000 bank mergers over three decades, Celso Brunetti, Jeffrey H. Harris, and Ioannis Spyridopoulos find that bank consolidation does not raise mortgage rates, restrict credit access, or degrade loan quality. Local mortgage markets remain intensely competitive.Â
How to Tame the Tech Giants: Reverse the Burden of Proof in Merger Reviews
Most tech acquisitions are approved without a hitch, despite growing evidence that they bring little benefit, because regulators are waging an uphill battle to...
Congress’ Antitrust War On China and American Consumers
The latest bills currently debated in Congress regarding Big Tech—the US Innovation and Competition Act that was passed by the Senate this month and...
The Death of Independent Podcasting: What Spotify Is Trying to Do With the Joe Rogan Deal
Spotify is gaining power over podcast distribution by either buying production directly or striking exclusive deals, as it did with Rogan. Once it has...
Why Consolidation Undermined the Airline Industry’s Ability to Recover from the Coronavirus Crisis
A major factor contributing to the industry’s struggles during the current crisis was the loss of resiliency due to the consolidation of the...
With the Court Approval of the T-Mobile/Sprint Merger, the Dominant Doctrine in Antitrust Has Jumped the Shark
New York Judge Victor Marrero allowed two major mobile companies to merge in an already concentrated telecom industry, ensuring that prices will rise and...
Hospital Mergers: The Forgotten Problem of American Health Care
In the US, there are more than 100 hospital mergers every year. This increasing concentration does not lead to the promised savings, nor to...
What Bernie Sanders’s Plan to Save American Journalism Gets Right – and What It Misses
Independent and effective news reporting is at the heart of the democratic process. The dangers to media plurality and local journalism that Sanders identifies...
