consolidation
Bank Mergers Aren’t Raising Your Mortgage Rate
In new research examining 44 million U.S. mortgages and nearly 5,000 bank mergers over three decades, Celso Brunetti, Jeffrey H. Harris, and Ioannis Spyridopoulos find that bank consolidation does not raise mortgage rates, restrict credit access, or degrade loan quality. Local mortgage markets remain intensely competitive.
Beefing Up Merger Enforcement by Banning Merger Remedies
The unraveling of the T-Mobile/Sprint remedy continues a trend of failed merger consent decrees. One solution, proposed by two antitrust scholars, is to ban...
The Covid-19 Pandemic Should Not Delay Actions to Prevent Anticompetitive Consolidation in US Health Care Markets
Harvard Business School professor Leemore Dafny lays out potential reforms to assist agencies in halting anticompetitive acquisitions and practices, and to preserve and promote...
More Than 20 Years of Consolidation Have Led to a Dysfunctional Health Care Market
The US health care system is based on markets, which do not function as well as they could, or should. Prices are high and...
How Alliances Carriers Established a Permanent Cartel
American carriers faced the post 9/11 demand shock, while the European intercontinental flag carriers were facing increased competition in the Middle East and Asia....
Why Consolidation Undermined the Airline Industry’s Ability to Recover from the Coronavirus Crisis
A major factor contributing to the industry’s struggles during the current crisis was the loss of resiliency due to the consolidation of the...
