Mortgages
Bank Mergers Aren’t Raising Your Mortgage Rate
In new research examining 44 million U.S. mortgages and nearly 5,000 bank mergers over three decades, Celso Brunetti, Jeffrey H. Harris, and Ioannis Spyridopoulos find that bank consolidation does not raise mortgage rates, restrict credit access, or degrade loan quality. Local mortgage markets remain intensely competitive.Â
Bethany McLean’s Weekend Reading List: Mortgages, Rents, and Hamilton
Corruption, lobbying, corporate malfeasance, and frauds: a weekly unconventional selection of must-read articles by investigative journalist Bethany McLean.
I don't know what inning of the pandemic...
The Anticompetitive Effects of Current Capital Regulation
Some features of the capital regulation that was designed to increase the safety of the financial system may have unintended consequences on the competitive...
